What is the Purpose of Home Title Insurance?

What is the Purpose of Home Title Insurance?

Home title insurance can protect home buyers and mortgage lenders against losses or damages caused by title defects. Home title insurance can cover common claims filed against a title, such as back taxes and conflicting wills. It provides guaranteed protection against common risks and potential hazards to give buyers and lenders peace of mind and protect them against deficits in the title that could cause expensive losses or prevent the legal ownership of a property. Purchasing home title insurance can take the financial burden of potential issues off you and help you avoid dire consequences. 

What Are the Types of Home Title Insurance?

The two types of home title insurance are owner’s title insurance and lender’s title insurance. Owner’s title insurance protects the home buyer against conflicting ownership claims, flawed public records, outstanding lawsuits, fraud, and more. Lender’s title insurance protects the borrower obtaining a home loan from potential losses in the event of the owner not being legally able to transfer title rights. 

Home Title Insurance With Embassy Title Agency

If you are looking for home title insurance in Canton, MI, Dearborn, MI, Livonia, MI, or the surrounding areas, Embassy Title Agency can help you. We are an award-winning title agency with a team that has over 100 years of combined experience in real estate, mortgage, credit unions, and more. Our services include residential and commercial closings, title services, and escrow services. We are dedicated to going the extra mile to ensure customer satisfaction. To learn more about our services or our team, contact us online or call (734) 293-2000.

Awards & Recognition

Livonia Board of Directors

City of Livonia

Board of Directors

Livonia Board of Directors

City of Livonia

2016 Small Business of the Year

Women's Council of Realtors

WCR 275

2022 Strategic Partner of the Year

Women's Council of Realtors

WCR 275

Platinum Level Sponsor

Scroll to Top